> There is no other use case for crypto, only this.

I'm sorry but last few months have done nothing if not demonstrate the need for crypto currency, aka digital cash. It may not be ready, but it is likely the only path forward. In the meantime Monero is relatively stable, sufficiently anonymous, and has comparatively low transaction fees.

The monopoly of existing payment processors cannot continue. They have a stranglehold on fees and issue cards that promote economically harmful activities. They and contactless payment processors sell your data. And now they control what you can and can't purchase.

Enter national digital currencies such as as the proposed CBDC. Fear-mongering sites making such outlandish claims [1]. So I do a bit of research, and find [2]... wait, what?

"In addition, it [full anonymity] would make it virtually impossible to limit the use of the digital euro as a form of investment – a limitation that is essential from a financial stability perspective."

Suddenly I trust [3] so much less. The technical controls required to implement inventory limits would just as easily enable expiration dates and automatic devaluation, or whatever overreach governments deem necessary down their slippery slope.

1. https://www.financemagnates.com/fintech/payments/cash-with-a...

2. https://www.financemagnates.com/fintech/payments/cash-with-a...

3. https://becid.eu/facts/fact-check-is-the-central-banks-aim-f...

Where does Pix fall in this spectrum?

Brazil central bank to launch Pix installment feature in September